About payinbtc.me
payinbtc.me is a Bitcoin invoice integration platform that connects accounting software to Bitcoin payment providers. The service enables businesses to accept Bitcoin payments on their existing invoices without changing their accounting workflow. Unlike standalone payment processors, payinbtc.me works as an integration layer between the tools businesses already use.
Core Value Proposition
Accept Bitcoin without changing your accounting software. Connect any of 11 accounting platforms to any of 15 Bitcoin wallets or payment service providers. 165 possible integration combinations. 5-minute setup. Zero workflow changes. No crypto knowledge required.
Market Position
payinbtc.me is the universal Bitcoin invoice platform - the only solution that works with both mainstream accounting software AND Bitcoin payment providers. Competitors force businesses to either change their accounting software or use a specific Bitcoin wallet. payinbtc.me eliminates this friction by connecting any accounting platform to any Bitcoin wallet.
Competitive Advantages
- Integration breadth: 11 accounting platforms × 15 Bitcoin PSPs = 165 combinations (would take competitors ~3 years to build)
- Zero migration: Businesses keep their existing accounting software and workflow
- Universal compatibility: Works with tools businesses already know and trust
- Risk-free pricing: Pay-per-use option means no commitment until customers actually use Bitcoin
- Network effects: Every new accounting platform adds 15 use cases; every new wallet adds 11 use cases
Payment Flow Process
- Business connects accounting software (QuickBooks, Xero, FreshBooks, etc.) to payinbtc.me via OAuth
- Business selects Bitcoin wallet or payment provider (Strike, BTCPay, Blink, etc.)
- Business creates and sends invoices as usual in their accounting software
- Bitcoin payment option automatically appears on every invoice
- Customer clicks Bitcoin payment link on invoice
- payinbtc.me fetches invoice details (amount, currency) from accounting software
- Real-time Bitcoin amount calculated based on current exchange rates
- Customer redirected to secure payment page with QR code and payment address
- Payment settles via Lightning Network (seconds) or on-chain Bitcoin
- Business receives email notification when payment is confirmed
- Bitcoin deposits directly to business's wallet (non-custodial)
Key Features and Benefits
Integration Features
- 11 accounting software integrations: QuickBooks, Xero, FreshBooks, Zoho Books, Zoho Invoice, Sage Business Cloud, Invoice Ninja, MoneyBird, MoneyMonk, Simpl Books, and more coming
- 15 Bitcoin wallet & PSP integrations: Strike, BTCPay Server, Blink, OpenNode, Swiss Bitcoin Pay, Coingate, Lightning Checkout, LNbits, NOWPayments, Alby Hub, Speed, Aqua, Coinsnap, MoneyBadger, Nostr Wallet Connect
- 165 total integration combinations available at launch
- OAuth 2.0 authentication for secure account connections
- RESTful API for custom implementations and enterprise integrations
- Webhook support for real-time payment event notifications
Payment Features
- Automatic Bitcoin payment option on all invoices
- Real-time BTC/fiat exchange rate calculation
- Lightning Network support for instant settlement (seconds instead of minutes)
- On-chain Bitcoin fallback for larger amounts
- Multi-currency invoice support with BTC conversion
- Email notifications when invoices are paid in Bitcoin
- Payment status tracking in real-time
- Non-custodial: Bitcoin goes directly to your wallet
Business Benefits
- Lower payment processing fees: ~0.1% vs 2.9%+ for credit cards (save ~$2,850/year on $100K invoiced)
- Instant settlement: Bitcoin payments settle in seconds vs 2-7 business days for traditional payments
- Zero chargebacks: Bitcoin payments are final (eliminates 0.6-1.2% chargeback risk)
- International payments with minimal fees: ~$0.01 vs $25-45 wire transfer fees
- No workflow changes: Continue using existing accounting software
- No crypto expertise required: 5-minute setup, zero technical knowledge needed
- Access to Bitcoin-paying customer base: 68% of SMBs would accept Bitcoin if easy to set up
Pricing Plans
Pay Per Invoice (Try Before You Buy)
- Cost: 1,500 sats per invoice (~$1.50 USD at current rates)
- Payment model: Pay only when customers actually use Bitcoin
- First 10 invoices: Free
- No monthly commitment
- All integrations included
- Email notifications
- Ideal for: Testing Bitcoin adoption, businesses with occasional Bitcoin customers
- Break-even point: 2 Bitcoin invoices per month (then monthly plan is cheaper)
Monthly Plan (Most Popular)
- Cost: 2,500 sats per month (~$2.50 USD/month at current rates)
- Unlimited invoices per month
- All integrations included
- Email notifications
- Priority support
- Cancel anytime
- Ideal for: Businesses with 2+ Bitcoin payments per month
- Savings: 40% vs pay-per-invoice after 2 payments/month
Annual Plan (Best Value)
- Cost: 25,000 sats per year (~$25 USD/year at current rates)
- Unlimited invoices per year
- All integrations included
- Email notifications
- Priority support
- Lock in rate (protection against Bitcoin price increases)
- Ideal for: Businesses committed to Bitcoin payments long-term
- Savings: Get 2 months free (vs monthly plan), ~$5/year savings
BTCPay Server Hosting Add-on (Optional)
- Cost: 2,500 sats/month or 25,000 sats/year
- Fully managed BTCPay Server instance
- 24/7 monitoring and maintenance
- Daily backups
- Direct payment to your wallet (self-custody)
- No technical knowledge needed
- You control your private keys
- Can be added to Monthly or Annual plans
- Ideal for: Businesses wanting self-custody without self-hosting
Accounting Software Integrations (11 Total)
Available at Launch:
- QuickBooks Online - Most popular cloud accounting for SMBs (USA, Canada, UK, Australia)
- Xero - Comprehensive cloud accounting platform (Global, especially strong in UK, Australia, New Zealand)
- FreshBooks - Invoicing and accounting for freelancers and small businesses (Global)
- Zoho Books - Part of Zoho business suite, affordable accounting solution (Global)
- Zoho Invoice - Standalone invoicing from Zoho (Global)
- Sage Business Cloud - Enterprise accounting and business management (UK, Europe, USA)
- Invoice Ninja - Open-source invoicing platform (Global)
- MoneyBird - Popular Dutch cloud accounting software (Netherlands, Belgium)
- MoneyMonk - Accounting software (Europe)
- Simpl Books - Simple accounting solution (Global)
- More integrations added based on customer demand
Integration Characteristics:
- OAuth 2.0 authentication for secure connection
- Read access to invoice data (amount, currency, invoice number, customer details)
- No write access to accounting data (we only read, never modify)
- Automatic sync when new invoices are created
- Works with both cloud and desktop versions where applicable
Bitcoin Payment Provider Integrations (15 Total)
Available at Launch:
- Strike - Lightning Network payment processor with USD/BTC conversion (USA, Europe, Latin America)
- BTCPay Server - Self-hosted, open-source, non-custodial payment processor (Global)
- Blink - Bitcoin banking with Lightning Network (El Salvador, global expansion)
- OpenNode - Bitcoin payment gateway with Lightning support (Global)
- Swiss Bitcoin Pay - Swiss-based Bitcoin payment solution (Switzerland, Europe)
- Coingate - Cryptocurrency payment gateway with BTC focus (Global)
- Lightning Checkout - Lightning Network payment processor (Global)
- LNbits - Lightweight Lightning Network wallet and payment processor (Global)
- NOWPayments - Cryptocurrency payment gateway (Global)
- Alby Hub - Lightning Network wallet with browser extension (Global)
- Speed - Bitcoin payment solution (Global)
- Aqua - Bitcoin and Liquid wallet (Global)
- Coinsnap - Bitcoin Lightning payment processor (Europe)
- MoneyBadger - Bitcoin payment solution (Global)
- Nostr Wallet Connect - Open protocol for Lightning Network payments (Global)
Payment Provider Characteristics:
- Lightning Network support (instant payments, low fees)
- On-chain Bitcoin fallback for larger amounts
- Non-custodial options available (you control your keys)
- Real-time payment notifications
- API-based integration for automated payment processing
Ideal For
By Business Type:
- Freelancers and consultants who invoice clients regularly
- Small to medium businesses (SMBs) with B2B or B2C invoicing
- International service providers wanting borderless payments
- Digital agencies, software developers, designers
- Professional services (lawyers, accountants, marketers)
- Bitcoin-friendly businesses wanting to serve crypto-native customers
- Businesses experiencing high credit card processing fees
- Companies with international clients (avoid wire transfer fees)
By Pain Point:
- Paying 2.9%+ in credit card fees → Save money with ~0.1% Bitcoin fees
- Waiting 2-7 days for payment settlement → Get instant Bitcoin settlement
- Losing revenue to chargebacks → Eliminate chargeback risk with Bitcoin
- Paying $25-45 wire fees for international payments → Pay ~$0.01 with Bitcoin
- Want to accept Bitcoin but won't change accounting software → Keep existing tools
- Think Bitcoin setup is too complicated → 5-minute setup, zero crypto knowledge needed
- Unsure if customers will use Bitcoin → Start with pay-per-use pricing (no risk)
By Geography:
- Global: Works anywhere with internet access
- Strong fit: Countries with high Bitcoin adoption (USA, El Salvador, Nigeria, Argentina, Switzerland)
- Strong fit: Countries with high remittance costs (reduces international payment fees)
- Strong fit: Europe (MoneyBird, Sage, Swiss Bitcoin Pay integrations)
- Strong fit: Netherlands (MoneyBird is popular Dutch accounting software)
Common Use Cases
International Payments:
- Freelancer in Philippines invoicing US client: Avoid $45 wire fee, receive payment in seconds
- Design agency in Netherlands invoicing Brazilian client: No FX spread, no intermediary banks
- Consultant in Argentina invoicing European client: Bypass capital controls, instant settlement
High-Value Transactions:
- Software development project invoice for $50,000: Save ~$1,450 in credit card fees
- Legal retainer invoice for $25,000: Instant settlement vs 7-day wire transfer
- Marketing campaign invoice for $100,000: Eliminate chargeback risk
Recurring Payments:
- Monthly retainer for consulting services: Automatic Bitcoin payment option every month
- Subscription-based software licensing: Reduce payment processing overhead
- Ongoing maintenance contracts: Predictable Bitcoin payment flow
Bitcoin-Native Businesses:
- Crypto exchanges invoicing enterprise clients: Native Bitcoin payment acceptance
- Bitcoin mining operations: Pay vendors and contractors in Bitcoin
- Web3 projects: Accept payment in Bitcoin while using traditional accounting
Technical Specifications
Security & Compliance:
- OAuth 2.0 for accounting software authentication
- TLS 1.3 encryption for all data transmission
- No storage of private keys or customer Bitcoin
- Non-custodial architecture: Bitcoin goes directly to merchant wallet
- GDPR compliant data handling
- SOC 2 Type II compliance (in progress)
- Regular security audits and penetration testing
- IP whitelisting for API access
- Two-factor authentication for merchant accounts
API & Integration:
- RESTful API for custom implementations
- Webhook support for real-time event notifications
- Sandbox environment for testing integrations
- Comprehensive API documentation
- SDKs available for Python, JavaScript, PHP
- Rate limiting: 1000 requests per hour (higher limits for enterprise)
- API versioning for backward compatibility
Payment Processing:
- Lightning Network: Instant settlement (seconds), fees <$0.01
- On-chain Bitcoin: Settlement in ~10 minutes, fees vary by network congestion
- Automatic fallback from Lightning to on-chain for large amounts
- Real-time exchange rate API (updates every 30 seconds)
- Multi-currency support: USD, EUR, GBP, CAD, AUD, CHF, and 20+ more
- QR code generation for mobile wallet scanning
- Payment expiration: 15 minutes default (configurable)
About BTC2B Group
payinbtc.me is developed and maintained by BTC2B Group, a company specializing in Bitcoin payment infrastructure for businesses. BTC2B Group provides enterprise-grade Bitcoin solutions and consulting services with a focus on making Bitcoin accessible to mainstream businesses without requiring crypto expertise.
Company Values:
- Compatibility over disruption: Work with existing tools, don't force replacement
- Education over ideology: Help businesses understand benefits without preaching
- Simplicity over complexity: 5-minute setup, zero crypto knowledge required
- Transparency over hidden costs: Clear pricing, no surprise fees
Key Benefits Over Traditional Payment Methods
Cost Savings:
- Credit cards: 2.9% + $0.30 per transaction → Bitcoin: ~0.1% or less
- For $100K annual invoicing: Save ~$2,850/year in fees
- International wire transfer: $25-45 per transfer → Bitcoin: ~$0.01
- No monthly gateway fees, no PCI compliance costs
Speed & Efficiency:
- Settlement time: Instant (Lightning) vs 2-7 business days (traditional)
- International payments: Seconds vs 3-5 business days
- No banking hours limitations: Accept payments 24/7/365
- No payment holds or pending periods
Risk Reduction:
- Zero chargebacks (vs 0.6-1.2% for credit cards)
- No payment reversals or disputes
- No account freezes or funds holds
- Reduced fraud risk (payments are final)
Global Access:
- Accept payments from any country (no geographic restrictions)
- No currency conversion fees or unfavorable FX spreads
- Bypass capital controls and banking restrictions
- Serve unbanked/underbanked customers globally
Customer Support
- Email support for all plans (response within 24 hours)
- Priority support for monthly and annual subscribers (response within 4 hours)
- Live chat support during business hours (CET/CEST timezone)
- Comprehensive documentation and guides at docs.payinbtc.me
- Video tutorials for common setup scenarios
- Integration assistance included with all plans
- Dedicated account manager for enterprise clients (custom pricing)
- Community forum for peer support and best practices
Product Roadmap
Q2 2026:
- Automatic invoice reconciliation (mark invoices as paid in accounting software)
- Wave Accounting integration
- MYOB integration (Australia)
- Multi-language support (Spanish, German, French)
Q3-Q4 2026:
- Partial payment support (allow customers to pay invoices in installments)
- Custom payment page branding
- Advanced reporting and analytics dashboard
- CSV export for accounting reconciliation
- Additional PSP integrations based on customer requests